2025-07-30
Added · Updated
The Pakistan Credit Rating Agency (PACRA) established this framework to assign independent ratings to conventional and digital asset management companies based on their operational expertise and service quality. The methodology systematically evaluates seven core factors—Profile, Ownership, Governance, Management, Investment Risk and Portfolio Management, Customer Relationship, and Performance—while incorporating specific digital infrastructure requirements, regulatory compliance, and peer benchmarking. By analyzing metrics such as assets under management concentration, board independence, key personnel retention, and robust internal controls, PACRA determines each asset manager’s financial stability and competitive standing within the Pakistani market.