PSD-2 Circular Letter No. 03: Schedule Changes for BACH and RTGS Transactions Effective 05 April 2026

50119

Bangladesh Bank
(Central Bank of Bangladesh)
Head Office
Motijheel, Dhaka-1000
Bangladesh

Payment Systems Department-2

PSD-2 Circular Letter No. 03

Date: 21 Chaitra 1432
04 April 2026

Managing Director / Chief Executive Officer All Scheduled Banks and Bangladesh Cooperative Bank Limited operating in Bangladesh

Dear Sir,

Regarding the scheduling of BACH and RTGS transactions effective 05 April 2026.

In continuation of the SDM Circular Letter No. 05 dated 04 April 2026 from the Supervisory Data Management & Analytics Department, it is informed that, effective 05 April 2026 and until further notice, BACH and RTGS transactions will be conducted on working days (excluding weekly and government holidays) according to the schedule below.

1. Bangladesh Automated Clearing House (BACH) Transactions:
   a) BACPS High Value Clearing - Presentment Cut off Time: 12:00 PM,

• Return Cut off Time: 2:00 PM
  Regular Value Clearing - Presentment Cut off Time: 12:30 PM,
• Return Cut off Time: 4:00 PM
  b) On the aforementioned days, the three BEFTN sessions will remain operational according to the previous schedule.

2. All types of Real Time Gross Settlement (RTGS) transactions:

Description	BDT	FC
Customer Transactions (Pacs.008)	10:00 AM to 3:00 PM	10:00 AM to 3:00 PM
Customer Transactions via Online Platform (Pacs.008)	10:00 AM to 4:00 PM	10:00 AM to 3:30 PM
Interbank Fund Transfer (Pacs.009) and Return (Pacs.004)	10:00 AM to 4:15 PM	10:00 AM to 3:30 PM

Yours faithfully,

(Signature)
(Md. Khairul Enam)
Director (PSD-2) (On Additional Charge)
Phone: 9530190

Phone: 88-02-9530010-75, 9530700-59, Fax: 88-02-9566212, www.bb.org.bd