Regulatory Alerts2025-01-15 | 2025-00429Added · Updated
Regulation A: Extensions of Credit by Federal Reserve Banks
The Board of Governors of the Federal Reserve System adopted final amendments to Regulation A to reflect a decrease in the primary credit rate charged by Federal Reserve Banks. The primary credit rate was reduced by 0.25 percentage points to 4.50 percent, while the secondary credit rate automatically decreased to 5.00 percent based on the established formula. These changes align with the Federal Open Market Committee's decision to lower the federal funds rate target range and are effective January 15, 2025.
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