2026-07-03

Added

Regulation on the access of non-bank payment service providers to payment systems

The Central Bank of the Republic of Kosovo establishes conditions, criteria, and procedures for non-bank payment service providers to obtain direct or indirect access to interbank payment systems operated by the Central Bank. The regulation requires applicants to demonstrate authorization, IT security capabilities, and compliance with safeguarding, governance, and winding-up plan requirements. Access is granted through a four-phase process including risk assessment and technical implementation, with a maximum deadline of three months for integration into the Kosovo Interbank Payment System. Participants must adhere to operational rules, maintain transaction records for at least five years, and submit annual compliance declarations.

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Kosovo

Central Bank of the Republic of Kosovo

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