Regulatory Alerts2026-08-26
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Report of the National Payment System and the Fintech Sector in Peru
Digital payments surpassed two daily transactions per adult in the first half of 2026, totaling 767 operations per capita, with alias payments accounting for 75 percent of the Digital Payments Indicator. The Central Reserve Bank of Peru (BCRP) enforced the General Regulation of the National Payment System in April 2026 and the Alias Payment Service Regulation in July 2026, while Key Performance Indicators for interoperable services remained above minimum regulatory thresholds. Strategic projects include the Peruvian Automatic Payment Transfers (TAPP) platform and a Digital Money Innovation Pilot that reached 5.2 million users by June 2026, alongside fintech sector growth in financing and capital markets supported by new open finance and participatory financing authorizations.
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