Return of Large Exposures under the Banking Ordinance

Information required under the Banking Ordinance RETURN OF LARGE EXPOSURES

• LOCAL OFFICE(S) / LOCAL OFFICES AND OVERSEAS BRANCHES / CONSOLIDATED POSITION
  As at .........................................................................
  Chief Accountant Chief Executive Name Telephone Number MA(BS)28 (Rev. 03/2025) E1 SECRET Co. No. MM YY CAT. (For Official Use Only)
• Delete where inapplicable
  Name of Authorized Institution Date of Submission The Banking Ordinance The Monetary Authority requires the submitting Authorized Institution to provide the information specified in this return to the Monetary Authority, in the form set out in the return, in accordance with section 63(2) of the Banking Ordinance. The information, in the form of the duly completed return, must be submitted to the Monetary Authority not later than one month after the end of each quarter, unless otherwise advised by the Monetary Authority. If the submission deadline falls on a public holiday, it will be deferred to the next working day. This return must be completed in accordance with the completion instructions issued by the Monetary Authority to ensure that all requisite information is provided and submitted in the required form. We certify that this Return is, to the best of our knowledge and belief, correct. Name and telephone number of responsible person who may be contacted by the Monetary Authority in case of any query.

(a) Category A institution (b) Category B institution (a) The SA-CCR approach (b) The SA(CCR) approach (c) Alternative method for calculating the default risk exposures for an intragroup counterparty (d) Alternative measurement approach of indirect exposure from recognized collateral for an AI which has adopted the SA-CCR approach / SA(CCR) approach (e) Alternative treatment of credit risk adjustment and risk transfer mechanism in home jurisdiction Locally incorporated AIs reporting as/ Overseas incorporated AIs reporting as if For the purpose of MA(BS)28, the adoption of selected measurement approach (if applicable):
Tier 1 capital
IA. General information of the AI in relation to the reporting of MA(BS)28 HK$'000 HK$'000 (i) Locally incorporated AIs (ii) Overseas incorporated AIs

(in HK$'000) exposures in the banking book (excluding those in relation to column (6)) Trading book exposures (excluding those in relation to column (6)) Off-balance sheet exposures (excluding those in relation to column (6)) Default risk exposures arising from derivative contracts and SFTs Exposures arising from investment with additional risk factor Indirect exposures (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! Total 0 #DIV/0! 0 0 Memorandum Items Amount (in HK$'000) Amount (in HK$'000) As % of Tier 1 capital (%) As % of Tier 1 capital (%) Before CRM After CRM Before CRM After CRM Aggregate exposure to connected parties #DIV/0! #DIV/0! Aggregate exposure to connected natural persons #DIV/0! #DIV/0!
I. Exposures to any connected party equal to or exceeding 5% of Tier 1 capital during the reporting period
As % of Tier 1 capital (%) Maximum exposure Exposures at reporting date before CRM in reporting period Name of entity Exposure before CRM Total exposure before CRM = Sum of columns (3) to (8) Total exposure after CRM Memorandum item:
Deductions
(amount of deduction according to rule 57 of BELR excluded from columns (3) to (8)) Memorandum item:
AI's relationship with the connected party Memorandum item:
Economic sector

II. Twenty largest exposures (and all those equal to or exceeding 10% of Tier 1 capital) before CRM during the reporting period
(in HK$'000) exposures in the banking book (excluding those in relation to column (6)) Trading book exposures (excluding those in relation to column (6)) Off-balance sheet exposures (excluding those in relation to column (6)) Default risk exposures arising from derivative contracts and SFTs Exposures arising from investment with additional risk factor Indirect exposures (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! Total 0 #DIV/0! 0 0 Memorandum item:
Economic sector
Memorandum item:
Deductions
(amount of deduction according to rule 57 of BELR excluded from columns (3) to (8)) Maximum exposure Exposures at reporting date before CRM in reporting period Name of entity / LC group Total exposure before CRM = Sum of columns (3) to (8) As % of Tier 1 capital (%) Exposure before CRM Total exposure after CRM

III. Twenty largest exposures (and all those equal to or exceeding 10% of Tier 1 capital) after CRM during the reporting period
(in HK$'000) exposures in the banking book (excluding those in relation to column (6)) Trading book exposures (excluding those in relation to column (6)) Off-balance sheet exposures (excluding those in relation to column (6)) Default risk exposures arising from derivative contracts and SFTs Exposures arising from investment with additional risk factor Indirect exposures (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! Total 0 #DIV/0! 0 0 Memorandum Item Amount (in HK$'000) As % of Tier 1 capital (%) After CRM After CRM #DIV/0! Memorandum item:
Economic sector
For monitoring of clustering limit:
Aggregate amount of large exposure excluding banks Total exposure after CRM = Sum of columns (3) to (8) Maximum exposure Exposures at reporting date after CRM in reporting period Name of entity / LC group Memorandum item:
Deductions
(amount of deduction according to rule 57 of BELR excluded from columns (3) to (8)) Exposure after CRM As % of Tier 1 capital (%) Total exposure before CRM

IV. Exempted exposures before CRM (other than intragroup exposures) equal to or exceeding 10% of Tier 1 capital
(in HK$'000) exposures in the banking book (excluding those in relation to column (6)) Trading book exposures (excluding those in relation to column (6)) Off-balance sheet exposures (excluding those in relation to column (6)) Default risk exposures arising from derivative contracts and SFTs Exposures arising from investment with additional risk factor Indirect exposures (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! Total 0 #DIV/0! Name of entity / LC group Maximum exposure before CRM in reporting period Exempted Exposure before CRM As % of Tier 1 capital (%) Provision(s) under which exemption is granted Exposures at reporting date Total exempted exposure before CRM = Sum of columns (3) to (8)

V. Intragroup exposures equal to or exceeding 5% of Tier 1 capital (local AIs) or 20 largest intragroup exposures (overseas AIs) during the reporting period
(in HK$'000) exposures in the banking book (excluding those in relation to column (6)) Trading book exposures (excluding those in relation to column (6)) Off-balance sheet exposures (excluding those in relation to column (6)) Default risk exposures arising from derivative contracts and SFTs Exposures arising from investment with additional risk factor Indirect exposures (1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! Total 0 #DIV/0! 0 0 Memorandum Items Amount (in HK$'000) Amount (in HK$'000) As % of Tier 1 capital (%) As % of Tier 1 capital (%) Before CRM After CRM Before CRM After CRM Internal aggregate intragroup exposure limit Internal limit on exposure to each non-bank group entity Aggregate intragroup exposures #DIV/0! #DIV/0! Name of entity Maximum exposure before CRM in reporting period Exposures at reporting date Exempted Exposure before CRM Total exempted exposure before CRM = Sum of columns (3) to (8) As % of Tier 1 capital (%) Total exempted exposure after CRM Memorandum item:
Deductions
(amount of deduction according to rule 57 of BELR excluded from columns (3) to (8)) Memorandum item:
Economic sector