2025-04-11

Added · Updated

Supervisory Policy Manual Module CR-G-7: Collateral and Guarantees

The Monetary Authority issues non-statutory guidelines for Authorized Institutions on credit risk mitigation using collateral or guarantees. The document defines credit risk mitigants, mandates written management policies approved by the Board, and requires specific controls for loan-to-value ratios, concentration risk, and valuation. It further establishes eligibility criteria for collateral and guarantees, enforceability standards, and procedures for the regular review and release of credit risk mitigants.

Hong Kong Monetary Authority logo

Hong Kong

Hong Kong Monetary Authority

Click to view full text

More like this from HKMA

HKMA published 11 documents in the last 30 days. We email you each new one the day it's published.

Topics
Share