2014-02-14

Added 2026-06-21 · Updated 2026-07-10

Supervisory Policy Manual Module IC-6: The Sharing and Use of Consumer Credit Data through a Credit Reference Agency

The Hong Kong Monetary Authority issued Supervisory Policy Manual Module IC-6 to establish guidelines for authorized institutions regarding the sharing and use of consumer credit data via Credit Reference Agencies. This policy mandates that institutions implement robust internal controls and ensure compliance with legal requirements when handling sensitive consumer credit information. It aims to safeguard consumer privacy while facilitating the efficient flow of credit data to support responsible lending practices.

Hong Kong

Hong Kong Monetary Authority

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