Regulatory Alerts1998-07-28
Added · Updated
Withdrawal of the HKMA's 40% guideline
The Hong Kong Monetary Authority issued this guideline on July 28, 1998, to address credit risk management in property mortgage lending for all authorized institutions. The document has since been superseded by subsequent circulars, including the 2022 Property Mortgage Lending circular and the 2024 Refinements to property mortgage lending requirements. These updates reflect the evolution of regulatory standards replacing the original 1998 framework.
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