Regulatory Alerts2025-07-03 | 2025-12493Added · Updated
Statement of Policy on Bank Merger Transactions
The Federal Deposit Insurance Corporation (FDIC) has rescinded its 2024 Statement of Policy and reinstated its longstanding Bank Merger Statement of Policy, effective August 4, 2025. This action addresses concerns that the 2024 framework introduced excessive uncertainty and subjectivity by restoring predictable competitive analysis using Herfindahl-Hirschman Index thresholds and clear community benefit criteria. The reinstated policy will operate as an interim measure while the agency develops a comprehensive proposal to modernize its merger review process.
More like this from FDIC
FDIC published 10 documents in the last 30 days. We email you each new one the day it's published.
Topics
Share