2014-02-04

Added 2026-09-23

Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 Text with EEA relevance

European Union

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Amended by: Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU (Text with EEA relevance)2021 Regulation (EU) 2016/1011 of the European Parliament and of the Council of 8 June 2016 on indices used as benchmarks in financial instruments and financial contracts or to measure the performance of investment funds and amending Directives 2008/48/EC and 2014/17/EU and Regulation (EU) No 596/2014 (Text with EEA relevance)2016
Amends: Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance2013 Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC2010 Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC2008
Basis for: Order No. 329 of 7 April 2016 on Competence Requirements for Mortgage Lenders and Mortgage Intermediaries2025 Order on Good Conduct in Residential Credit2025 Act on Real Estate Credit Companies2025 Order on Liability Insurance, Guarantees, and Handling of Client Funds for Investment Advisors and Mortgage Intermediaries2025 Order on Good Practice for Mortgage Credit2023 Order on Competence Requirements for Mortgage Lenders and Mortgage Intermediaries2022
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Regulation on the Application of EBA Guidelines on Arrears and Foreclosure2020 Order ECE/482/2019, of April 26, modifying the Order EHA/1718/2010 on banking advertising and the Order EHA/2899/2011 on transparency and client protection2019 Royal Decree 309/2019 of 26 April, partially developing Law 5/2019 on real estate credit contracts and adopting other financial measures2019 Law 5/2019, of 15 March, regulating real estate credit contracts.2019 Commission Delegated Regulation (EU) No 1125/2014 of 19 September 2014 supplementing Directive 2014/17/EU of the European Parliament and of the Council with regard to regulatory technical standards on the minimum monetary amount of the professional indemnity insurance or comparable guarantee to be held by credit intermediaries Text with EEA relevance2014 Act No 566/1992 Coll. on Národná banka Slovenska2010 Act No 566/1992 Coll. on the National Bank of Slovakia2009 Zákon č. 483/2001 Z. z. o bankách a o zmene a doplnení niektorých zákonov (Act No. 483/2001 Coll. on Banks and on Amendments to Certain Laws)2001
Referred to by: Deliberations of the CICR and Urgent Decree of the Minister of Economy and Finance - President of the CICR, of 9 July 20262026 Insurance Supervision Act 2016 (VAG 2016)2026 Circular on Directive (EU) 2023/2025 (CCD II) and Amendments to the Conduct of Business Rulebook for Credit Institutions2023 Commission Delegated Regulation (EU) 2022/1301 amending STS notification requirements for on-balance-sheet synthetic securitisations2022 Circular 1/2020 of the Bank of Spain modifying Circular 1/2013 on the Risk Information Central2020 Regulation on the Application of ESMA and EBA Guidelines on Complaints-Handling2019
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Publication of a new Credit Intermediaries’ Rule2019 Product Oversight and Governance Requirements for Manufacturers and Distributors of Retail Banking Products2015 Procedures to be Followed in Banking Services

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Amended 2 times · last 2021-11-24

This document amends: Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC Text with EEA relevance, Regulation (EU) No 1093/2010 of the European Parliament and of the Council of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC, Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works