Recommendation of the European Systemic Risk Board on medium-term vulnerabilities in the residential real estate sector in Austria

The ESRB recommends that Austrian authorities activate legally binding borrower-based measures, such as limits on loan-to-value and debt service-to-income ratios, to mitigate medium-term vulnerabilities in the residential real estate sector. It further advises activating or tightening capital-based measures, including sectoral systemic risk buffers or countercyclical capital buffers, if borrower-based tools prove insufficient. Relevant authorities must report on actions taken or justify inaction to the European Parliament, Council, Commission, and ESRB by 30 June 2023 and 30 June 2025.

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EUR-Lex - 32022Y0317(02) - EN

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Lineage: In force

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Source: European Systemic Risk Board — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works