2015-05-20

Added 2026-09-23

Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC (Text with EEA relevance)

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Supersedes: Commission Directive 2006/70/EC of 1 August 2006 laying down implementing measures for Directive 2005/60/EC of the European Parliament and of the Council as regards the definition of politically exposed person and the technical criteria for simplified customer due diligence procedures and for exemption on grounds of a financial activity conducted on an occasional or very limited basis2006 Directive 2005/60/EC of the European Parliament and of the Council of 26 October 2005 on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing (Text with EEA relevance)2005
Amended by: Directive (EU) 2024/1640 of the European Parliament and of the Council of 31 May 2024 on the mechanisms to be put in place by Member States for the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Directive(EU) 2019/1937, and amending and repealing Directive (EU) 2015/849 (Text with EEA relevance)2024 Regulation (EU) 2023/1113 of the European Parliament and of the Council of 31 May 2023 on information accompanying transfers of funds and certain crypto-assets and amending Directive (EU) 2015/849 (Text with EEA relevance)2023 Directive (EU) 2019/2177 of the European Parliament and of the Council of 18 December 2019 amending Directive 2009/138/EC on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II), Directive 2014/65/EU on markets in financial instruments and Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money-laundering or terrorist financing (Text with EEA relevance)2019 Directive (EU) 2018/843 of the European Parliament and of the Council of 30 May 2018 amending Directive (EU) 2015/849 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, and amending Directives 2009/138/EC and 2013/36/EU (Text with EEA relevance)2018
Amends: Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on OTC derivatives, central counterparties and trade repositories Text with EEA relevance2012
Basis for: Royal Decree-Law 11/2018 of 31 August on transposition of directives on pension commitments, anti-money laundering, and third-country nationals entry and residence, and amending the Common Administrative Procedure Law2026 Austrian Savings Banks Act (SpG)2026 Commission Delegated Regulation (EU) 2016/1675 on high-risk third countries with strategic deficiencies2026 EBA Opinion on money laundering and terrorist financing risks affecting the EU financial sector2025 Final Report Draft RTS on criteria for appointment of CCP for CASPs and rules on their functions2025 Act on Insurance Undertakings in Cross-Border Pension Funds, Life Insurance Companies and Non-Life Insurance Companies etc. (Act on Insurance Business)2025
+24 more
Financial Markets Anti-Money Laundering Act (FM-GwG)2025 Beneficial Owners Register Act (WiEReG)2025 Final report on amending Guidelines on risk-based supervision2023 Guidelines on risk-based supervision - consolidated version2023 Implementation of EBA Guidelines Modifying EBA/GL/2021/02 on Customer Due Diligence and Risk Factors for AML/CFT under Articles 17 and 18(4) of Directive (EU) 2015/849 (EBA/GL/2023/03)2023 CSSF Circular 23/843: Adoption of EBA Guidelines on Money Laundering and Terrorist Financing Risk Factors2023 Law 10/2014, of June 26, on the regulation, supervision and solvency of credit institutions. Correction of errors of Law 10/2014, of June 262023 Decision on the Application of Guidelines on the Equivalence of Confidentiality Regimes2022 Order on Which Enterprises and Persons Are Exempt from the Money Laundering Act2021 Implementation of EBA Guidelines on AML/CFT Risk Factors (EBA/GL/2021/02)2021 CSSF Circular 21/782: Adoption of Revised EBA Guidelines on Money Laundering and Terrorist Financing Risk Factors2021 Instruction No. 2/20212021 Royal Decree on Statistics to be Kept Pursuant to Article 71 of the Law of 18 September 2017 on the Prevention of Money Laundering and Terrorist Financing and the Limitation of Cash Use2020 Circular CSSF 20/747: Technical arrangements for the central electronic data retrieval system for IBAN accounts and safe-deposit boxes2020 Circular CSSF 19/732 as amended by Circular CSSF 24/861: Clarifications on Identification and Verification of Ultimate Beneficial Owners2019 Enhancements to the online portal for the Trusts Ultimate Beneficial Ownership Register (TUBOR)2019 Circular on Submission of Beneficial Ownership Information of Trusts2018 Commission Delegated Regulation (EU) 2018/1108 of 7 May 2018 supplementing Directive (EU) 2015/849 of the European Parliament and of the Council with regulatory technical standards on the criteria for the appointment of central contact points for electronic money issuers and payment service providers and with rules on their functions (Text with EEA relevance.)2018 Decree No. 67/2018 Coll. on requirements for internal rules against money laundering and terrorist financing2018 Decree No. 67/2018 Coll. on requirements for internal rules against money laundering and terrorist financing2018 Commission Delegated Regulation (EU) 2016/1675 of 14 July 2016 supplementing Directive (EU) 2015/849 of the European Parliament and of the Council by identifying high-risk third countries with strategic deficiencies (Text with EEA relevance)2016 Law 20/2015 of 14 July on the Regulation, Supervision and Solvency of Insurance and Reinsurance Undertakings2015 Zákon č. 483/2001 Z. z. o bankách a o zmene a doplnení niektorých zákonov (Act No. 483/2001 Coll. on Banks and on Amendments to Certain Laws)2001 DOC-2019-14 Orientations on Risk Factors
Referred to by: Act on Alternative Investment Fund Managers and Related Matters2026 Act on Insurance Undertakings in Cross-Border Pension Funds, Life Insurance Companies and Non-Life Insurance Companies etc. (Act on Insurance Business)2026 E-Money Act 20102026 Recommendation No. 1/2026 (II.24.) of the Magyar Nemzeti Bank on Compliance Officers for Combating Money Laundering and Terrorist Financing, Their Duties and Responsibilities, and Related Internal Procedures and Control Mechanisms2026 Statutory Order on Investment Funds and Related Matters2025 Application Form for Authorisation as a Crypto-Asset Service Provider under MiCAR2025
+20 more
Implementation of EBA Guidelines on information requirements for fund transfers and certain crypto-asset transfers under Regulation (EU) 2023/1113 (EBA/GL/2024/11)2024 Notification Form for the Provision of Crypto-Asset Services2024 Joint EBA and ESMA Guidelines on the assessment of the suitability of the members of the management body of issuers of asset-referenced tokens and of crypto-asset service providers2024 Commission Delegated Regulation (EU) 2024/911 supplementing Directive 2009/65/EC with regulatory technical standards on information notification for cross-border activities of management companies and UCITS2024 Final Report on Draft Technical Standards for Markets in Crypto Assets Regulation First Package2024 Fraud Prevention Guidelines2024 Commission Delegated Regulation (EU) 2024/911 on regulatory technical standards for cross-border activities of UCITS management companies2023 Implementation of EBA Guidelines on Policies and Controls for Effective AML/CFT Risk Management When Providing Access to Financial Services (EBA/GL/2023/04)2023 Joint EBA and ESMA Guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) under Directive (EU) 2019/20342023 Notice No. 1/20232023 Commission Delegated Regulation (EU) 2022/2580 specifying information for credit institution authorisation applications2022 FMA Circular on Due Diligence Obligations for the Prevention of Money Laundering and Terrorist Financing2022 FMA Circular on Risk Assessment for the Prevention of Money Laundering and Terrorist Financing2022 The Prevention and Suppression of Money Laundering and Terrorist Financing Laws of 2007-20212022 Notice of coming into force of Regulations – Trusts and Trustees Act (Register of Beneficial Owners) (Amendment) Regulations, 20202020 Instruction (Historical) No. 5/20192019 Instruction No. 5/2019 - Annual Reporting Model for AML/CFT Prevention2019 Circular NBB_2018_02: Overall assessment of money laundering and terrorist financing risks2018 Law on the Prevention of Money Laundering and Financing of Terrorism (Official Consolidated Text)Law on the Prevention of Money Laundering and Terrorist Financing

Timeline

Amended 4 times · last 2024-05-31

This document amends: Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on OTC derivatives, central counterparties and trade repositories Text with EEA relevance

This document supersedes: Commission Directive 2006/70/EC of 1 August 2006 laying down implementing measures for Directive 2005/60/EC of the European Parliament and of the Council as regards the definition of politically exposed person and the technical criteria for simplified customer due diligence procedures and for exemption on grounds of a financial activity conducted on an occasional or very limited basis, Directive 2005/60/EC of the European Parliament and of the Council of 26 October 2005 on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing (Text with EEA relevance)

Source: European Union — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works